Testimonials

My experience was absolutely wonderful

My experience was absolutely wonderful and I saved around $100 a month! It was all done over the phone or on the Internet and the paperwork was very minimal. My agent Seth made it so easy to get my life insurance policy. Not to mention Seth is a pretty awesome guy!!

Russ was super informative and a great guide

Russ was super informative and a great guide through our journey through what was uncharted territory for our family. Every little question I had he was patient and gracefully answered. Thanks Russ.

I Saved $150 per Month and Doubled My Coverage

Awesome experience!!! I highly recommend Dipsurance. Great rates and great customer service!!! I saved $150 per month and doubled my coverage. All was handled online with electronic signatures. I will sleep better at night knowing my family is take care of in the event of my death.

Available for any questions virtually 24/7

Seth made the process very easy to go through and was available for any questions virtually 24/7. My wife and I highly recommend. Randy C.

Helped Me Get Like Coverage for About $35 a Month Less

Can you guys do mortgage refi's? Because this insurance transaction was one of the easiest things I have ever had to do with a large scale decision in my life! My work surprised me for my 50th birthday with a huge raise in my rates. Dipsurance helped me get like coverage for about $35 a month less. Doesn't sound like a lot, but added up over a 20 years.

Seth made this process very easy and then communication was amazing. The options I was given were concise and we'll explained. Send an email, and within hours I had complete answers and solid information to base my decisions on.

Overall....this was a great experience and I would recommend anyone to contact Dipsurance for a quote! It’s a great company, and Seth truly cares about his clients and what they are getting!

Very easy and painless

Great experience! Very easy and painless. Every question was answered and Seth was great to deal with and was much help.

Made a Very Important Decision Extremely Easy

The whole process was really easy start to finish. Seth took time to answer any questions I had and provided me with the information I needed/requested to make the best decision for myself and my family.

By receiving the best non-tobacco rate possible through Dipsurance it allowed me to have one million dollars of term life coverage for about the same monthly premium my local agent (who handles my home and auto policies) quoted me for two-hundred and fifty thousand dollars of term coverage. Dipsurance has provided my family and I significant value and the peace of mind that comes with it.

I can’t say enough about Seth and how he made a very important decision extremely easy. He was knowledgeable, professional and very personable over the phone. It felt like I was talking to an old friend asking for some good advice.

Rate is actually a little less than what we paid the first 20 years!

Dipsurance was so easy to apply for... It was time for us to reapply for life insurance after 20 years. But since my husband is a smokeless tobacco user his rate would have been over 3x what Dipsurance was able to get us. Bryan took care of everything and helped us find the best possible rates for a smokeless tobacco user. His rate is actually a little less than what we paid the first 20 years! Thank you guys!

Went from Not Being Able to Get Life Insurance to Having $300,000 at a Non-Smoker Rate!

Seth took care of everything right from the start! I had already applied for insurance at another company and was denied insurance totally from the other company due to dipping. I gave Seth a call and within a couple of weeks I went from not being able to get life insurance to having $300,000 at a non smoker rate! So glad I did my research and found them!

I saved about $80 a month through Dipsurance

I saved about $80 a month through Dipsurance. I thought I was going to have to pay for life insurance at the smokers rate. I’m glad I stumbled upon Dipsurance. Seth was great and responds very quickly to your inquiries. All I had to do was a phone interview, a 5 minute physical, and sign a piece of paper and my wife was insured in the event of my untimely demise. I will be recommending him to anyone that asks.

Double the term coverage and still payed less overall

With USAA I would have been rated in the tobacco category and through Dipsurance I was able to double the term of the coverage and still payed less overall in premiums. Bryan did a great job walking through the different options available and the quote, medical exam and policy issue process was very smooth and there were no delays in having the policy issued.

Saved approximately $60 per month

Found Dipsurance online and got quote. Seth contacted me by email, which I preferred. Gave me a record of conversations and didn't waste time on the phone. Filled out the app, set the appt for the health screening, got results in seven days, worked out terms. Done. Pleased with process and results. Saved approximately $60 per month.

Seth was just all around a genuine individual and good guy to work with

For a process that can be exceeding painful, Seth made it very smooth. He kept close tabs on where the paperwork was in the process. The most difficult part was obtaining information from my previous family doc who retired so that threw things in a loop but he really kept the process moving along. He would text me and let me know, even off hours where I was at so I really appreciated that. Seth was just all around a genuine individual and good guy to work with. I would highly recommend him! 🙂

Easy and Low Pressure

Easy and low pressure. Seth was available to communicate through text, email and phone which made it convenient for me since I'm on the road for work.

Final price was spot on with what he originally told me

Seth was great, he was easy to get a hold of and the final price was spot on with what he originally told me.

Fantastic Experience

Fantastic experience. Seth should be commended on his professionalism and focus on customer satisfaction.

I was able to get a policy that is easy on my wallet

Seth walked me though the process. He shopped the quote to find the best option for me. I was able to get a policy that is easy on my wallet, but still provides the protection I need for my family. I ended up saving ~$100/month based on the quotes I had gotten from some local insurance representatives.

Seth was Great to Work With

The whole process was handled over the phone and email, just a very smooth process. Seth was great to work with and was very knowledgeable.

I save nearly $200 a month and a few quick phone calls was all it took

Great service! I saved nearly $200 a month and a few quick phone calls was all it took. Seth did all the leg work for me. He is knowledgeable, professional and easy to talk to. I would recommend him to anyone looking to secure their family’s future with life insurance.

I'm saving at least $50-$75 a month...I got 3 quotes from well known life insurance companies

Seth was very straight forward and easy to communicate with. After shopping around Dipsurance had the best policy and service. I’m saving at least $50-$75 a month... I got 3 quotes from well known life insurance companies. I recommend Dipsurance. Fast and reliable. Talk to Seth!

Seth was great to work with

Seth was great to work with, easy to get a hold of, and promptly returned calls if I missed him. He walked me through the different policies and how my gout could affect my policy.

I saved more than 50% vs USAA

I saved more than 50% vs USAA and probably 80% vs Cigna (employer group that I had to convert) for equal coverage! Seth was very prompt in responding and kept me informed every step of the way. He’s very easy to work with and will answer all your questions. I’d highly recommend.

Excellent

Excellent. It went very smoothly and great communication throughout the process.

Helped Me Make a Great Decision for My Family

Seth was extremely polite, fast and reassuring as my questions were frequent. My appointment was setup at a time of my choosing and the options I was given for life insurance helped me make a great decision for my family.

I'll Save Roughly $50/month

Seth was wonderful and responded to all my questions in a timely manner and wasn't pushy at all. I'll save roughly $50/month and it was all done online and over the phone and worked well with my busy schedule.

Paid $10 to $15 less per month through Dipsurance for a 30 year term policy than I had been quoted for a 20 year term policy by other companies

Seth sets everything up for you. We worked via email, text and phone calls so it’s easy to get a hold of him. I paid $10 a $15 less per month through Dipsurance for a 30 year term policy than I had been quoted for a 20 year term policy by other companies. Thanks Seth for a great job!

Made the process easy and simple

Seth was great to work with. He made the process easy and simple.

The best thing about this was he saved me money

If you are thinking of buying life insurance and use smokeless tobacco I will hands down recommend this company. Seth was very knowledgeable and patient with me through the process. If you're unsure of the amount of coverage your looking for no worries here because he quoted coverage for me several different ways. He even went as far as to tell me the correct questions to ask my current carrier to see if my cost was going to increase as my husband aged. The best thing about this was he saved me money.

Spot on the estimated cost

Seth was spot on the estimated cost and he saved me over $150 in monthly premiums.

I definitely recommend using Dipsurance!

Seth was awesome on every step with helping me look for the best life insurance plan. I appreciate him going out of his way, especially during a holiday season, to help me get everything set up and simplifying the entire process. I definitely recommend using Dipsurance!

Always available to answer my questions

Seth was patient and informative. Due to the holidays and welcoming a baby into our family, I was slow to get back to him sometimes but Seth was never pushy and always available to answer my questions whether that be email, text, or even a phone call. I do recommend this company to others looking for life insurance that use chewing tobacco.

Very informative

Very informative and knew the process

Very short process to get this done

I would highly recommend Dipsurance to anybody looking to purchase life insurance as a smokeless tobacco user. It was a very short process to get this done. Most of the information was filled out by Seth which made the process easy. All I had to do was sign the form and send it back on the application. The physical was done at my home and I didn't have to go anywhere to get it done which was very nice. It took about 15 mins max to complete it.

Now I’m paying less than half what I was quoted by others

It was great—Seth knew exactly who to get in touch with to get non-smoker rates, and was just as knowledgable about other life insurance issues unrelated to tobacco use. Now I’m paying less than half what I was quoted by others.

Great from start to finish

Great from start to finish. Everything was done electronically with the exception of a couple forms. The process of getting a physical was easy. Couldn't have asked for a better experience!

Thanks Dipsurance

Listen, please just get life insurance. If you have a family especially. Don't leave your spouse and kids to fend for themselves financially. Ive seen families left with absolutely nothing when a spouse dies. It's absolutely devastating. Seth makes it easy and cheap for you. He is prompt, professional and courteous. And he saved me money. It's not really comparing apples to apples because I have had my other policy for 9 years but here are the numbers. Old Policy - 30 year term started at age 26 $600,000 death benefit - $100/month (coverage ended at age 56) New policy with Dipsurance - 25 year term at age 35 $700,000 death benefit - $68/month - covered until (coverage will end at age 60) NOW THATS A GREAT DEAL. Thanks Dipsurance.

From first call to activating the policy was about 30 days

This was the most painless process. Talked with Seth on the phone once, he went over the process, answered all the questions I had and started the ball rolling. Received a very detailed explanation of my blood work results, and based on those results Seth's initial estimate was spot on. From first call to activating the policy was about 30 days. Thank you.

Very helpful and patient

Seth Waller was very helpful and patient with me about all my questions

Great job explaining everything

Seth Waller did a great job explaining everything and never once made me feel bad for dipping like lost insurance agencies do.

Lightening fast in the communications

Seth was a perfect contact and representative for me. He was lightening fast in the communications, an honest broker with sensative information, and I never doubted he had my best interests in mind. I’m very thankful to have found his business.

Seth did a great job of explaining all the options available

Seth did a great job of explaining all the options available along with the associated cost. He was very responsive to my questions and his professional approach made the experience seemless and assuring I received the coverage I needed for my family. Other companies ask if you have used tobacco in the last year or even 5 years. Even though I don't use on a regular basis, 1 cigar a year would disqualify you from being a non tobacco user. I saved at least $250 per month by going through Dipsurance. I would strongly recommend contacting Seth at Dipsurance to see how he can help.

Seth helped me make a prudent decision that met our needs

Seth created a great experience. We were conflicted about our needs and Seth helped me make a prudent decision that met our needs. He's knowledge and experience brought us the expert advice and guidance. We appreciate his assistance and will highly recommend him if the opportunity arises.

Everything was nice and simple

Being a daily dipper, I thought affordable life insurance was out of the question until I found dipsurance. Now I'm paying about the same as a non tobacco user. Seth was flawless to work with! Everything was nice and simple!

I highly recommend this agency if you use smokeless tobacco

The experience was hassle free, and the Seth was honest and reliable. It was a very personable interaction and nobody guilted me for using smokeless tobacco. I researched the smokers rates. They would cost thousands more over time. I highly recommend this agency if you use smokeless tobacco.

I highly recommend Dipsurance to others looking for a great price and product

Seth was great and there every step of the way. He was prompt and thorough with his responses to all my questions. The quoted price was accurate and I probably saved at least $200, if not more. I was doing general comparisons on other sites and not finding anything that made sense for my budget until I discovered Dipsurance. I highly recommend Dipsurance to others looking for a great price and product.

Very helpful to get insured at the best price

Seth, is a great guy and very helpful to get insured at the best price!

Very knowledgeable when dealing specifically with someone who will have nicotine in their system but isn’t a smoker

Seth was great to work with. I keep busy so it was very helpful to send text messages back and forth for any questions I had. He was also very knowledgeable when dealing specifically with someone who will have nicotine in their system but isn’t a smoker (other insurance providers I spoke with like Bestow to seemed clueless about the options available).

Great prices. I saved about $25 a month.

Great prices. I saved about $25 a month. Seth made the whole thing a snap and had great communication throughout.

On top of it every step of the way

Very easy to work with, have zero complaints. Seth Waller was on top of it every step of the way... quickly answering any and all questions. The forms were simple.

I won't go anywhere else in the future

Excellent experience, Seth was great to work with. He really did a good job staying in touch through out the entire process. Offered several solid options. I won't go anywhere else in the future.

Extremely professional, thorough, and patient

Extremely professional, thorough, and patient...The first agent I worked with totally forgot i used chewing tobacco, and wasted a lot of my time and her teams time, and when the quote finally came in it was for $12,000.00 more then what Seth was able to secure me for a $1M 10 year term. I am a challenging client. I wanted to take some time to get back in shape, I had a lot of questions, I forgot to respond to certain messages, and I missed some deadlines. Seth was extremely patient, and supportive during the entire process.

Constant Communication and Updates

Saved 50-60%. Constant communication and updates. Quick and easy by E-signing forms. Friendly service

Great to have a company that understands that smokeless tobacco and smoking produce very different health concerns

Dipsurance did a great job finding the best well priced insurance policy. Great to have a company that understands that smokeless tobacco and smoking produce very different health concerns. I have always been annoyed at life insurance since they all wanted to lump the two together, Dipsurance changes that by finding quality life insurance companies that understand the difference.

Honest and Upfront

Wonderful experience. Seth was honest and upfront. He found the best quote for me and made getting insurance coverage an easy process.

I had a great experience with Dipsurance

I had a great experience with Dipsurance. Seth Waller was responsive, intelligent and resourceful. He explained the rationale of the insurer, the steps of attaining coverage and told me what I needed to do to get covered in a way that was clear and easy to handle. He has a good sense of humor and I felt very comfortable discussing this kind of depressing process!

Seth Went Above and Beyond

Awesome, Seth went above and beyond to find a plan that fit my unique background and case

Recommend them to anyone seeking life insurance without the normal hassles

Seamless experience! Seth was incredibly responsive, and the process was efficient. I'm confident that I saved money using Seth and Dipsurance and would recommend them to anyone seeking life insurance without the normal hassles.

Communicating back and forth was easy and timely

Seth was great! Communicating back and forth was easy and timely. He explained in detail the various options available for my interest in term life. Thanks again

I saved around $60 a month with Dipsurance

I saved around $60 a month with Dipsurance. Seth Waller helped me through the whole process and made it very easy!

Straightforward Answers

Seth gave straightforward answers to complex questions and explained everything.

Excellent

Excellent. Seth explained each step and always did exactly what he said he would do. He’s a real pleasure to work with.

Very Quick and Easy

My experience was very quick and easy. Seth steered me in the right direction the whole way. He was professional and very quick to respond to my questions. I can't believe in the savings that Dipsurance provides. I will tell friends and family of these great opportunity for their families. Thank you

Russ Adams was great to work with

Excellent! Russ Adams was great to work with.

Super easy and I would recommend to others

Super easy and I would recommend to others. Seth helped me through the process start to finish. I received a very affordable rate and had planned on being quoted significantly more. The whole process was simple and I was able to complete it on my own time.

My experience with Dipsurance was fantastic

My experience with Dipsurance was fantastic. Seth was friendly and easy to work with. I highly recommend Dipsurance and Seth in particular. I saved about $30/month when compared to other insurance companies that I received quotes from. The process was extremely easy with almost everything handled efficiently through email and online. Seth was extremely responsive in making sure the correct policy was placed quickly and with no hassle.

I would recommend Dipsurance to my family and friends

Seth was easy to work with, very professional and thorough. I would recommend Dipsurance to my family and friends.

I practically gave up until I found Dipsurance

I had tried for years to get life insurance. Because of my smokeless tobacco use, I was either denied or quoted triple the usual insurance rate. I practically gave up until I found Dipsurance. I easily saved $300 a month. Seth walked me through the process, as I had never gotten this far with applying for insurance. Any questions I had he was available to answer. No pressure, just great results. I am so grateful and feel better for my family's future.

My rate did not change at all from his original estimate

Seth was exceptional. Everything was up front and honest. I’m almost 50 and have been using Skoal since I was in my teens. In addition I way approximately 250lbs and qualified for a $1 Million policy at reasonable rates. My rate did not change at all from his original estimate. I would highly recommend Seth and Dipsurance.